Frequently asked Questions
What is the @Home in Curaçao program?
@HOME in Curaçao is a program accommodating travelers, remote workers, extended-stay visitors, and investors looking for a temporary home away from home. Whether you are looking for a place to work remotely, to spend the cold winters or see an investment opportunity (residence by investment), Curaçao welcomes you with open arms.
Curaçao is welcoming visitors of all nationalities. Therefore, individuals meeting all the requirements can qualify for a temporary stay permit as a remote worker. Another possibility is applying as a hibernator and eventually becoming an investor (according to the regulation/guideline’s investors permit 2014).
For further information, please see the appendices included in the applications forms to find the necessary documents per target group. Any missing documents may result in a delayed process or denied applications. Therefore, we encourage you to carefully read through the requirements. Do not hesitate to contact us at firstname.lastname@example.org or email@example.com should you have any questions or concerns.
Who is eligible to apply for the @HOME in Curaçao program?
The @HOME program is eligible for three target groups (all nationalities can apply).
- Remote workers/digital nomads
What are remote workers/digital nomads?
Remote workers: workers who divide their time between home and other destinations.
Digital nomads: a particular category of remote worker and are not fixed to any particular location (they live where they work and change destination).
The @HOME in Curaçao programs accepts applications for both remote workers and digitals nomads.
To be eligible, you must prove that you can work location-independently using telecommunications technologies.
In addition, you will need to prove that you fit under any one of the three following categories:
- You work for an employer registered in a foreign country and you have a contract with that employer;
- You conduct business activity for a company that is registered in a foreign country and of which you are a partner/shareholder;
- You offer freelance or consulting services to clients, whose permanent establishments are in a foreign country, and with whom you have contracts.
For the first category, the legislation does not distinguish between public or private sector employers. Therefore, you will be eligible whether your employer is a private company, a public sector agency (e.g., government or regulatory body), or a non-profit organization. It is important that you have a contract of employment with the employer, and you can work remotely using telecommunications technologies.
Please note: It is not permitted to work or be employed for a local company/employer when you are applying. It is also not permitted to work for a local company/employer once your temporary permit is successful.
2nd: What are hibernators or snowbirds?
Hibernators: a person, often self-employed, who searches a warm geographic climate to work. They change geographic locations as weather conditions change.
Snowbirds: a term most used in Canada – is a person who migrates from colder regions such as North America or Europe to warmer southern locales, typically during the winter season. Snowbirds are usually retirees wishing to avoid the snow and cold winter climates but return to their country of origin to reunite with friends and family. Snowbirds stay in a different place than where they normally live. Usually this is in a different (predominantly warm) climate for longer than 5 weeks. An important point is that it a temporary residence.
If the person owns a property on the island, he/she can also apply for this category.
3rd: What are investors?
What requirements do I have to meet if I am a “High net worth investor”?
If you are a “High net worth investor”, then you will have to meet the following requirements:
- Present official documents that you have made or intend to make a business investment of at least ANG 500.000, -.
- Have sufficient financial resources at your disposal to meet the obligations arising from the investment.
- A private health insurance policy (once you get approval on your application, you must get a local private health insurance).
For more information as well as the application form please visit: www.dcsx.cw/the-curacao-investor-permit-program.
To facilitate the stay of “High net worth investors” wishing to reside in Curaçao for a period of more than 6 months per year, the Government of Curaçao has issued the “Guidelines Investors Permit 2014”. These guidelines will help you understand the conditions and requirements to successfully attain an investors permit. The goal of the “Guidelines Investors Permit” is to facilitate investments in Curaçao (among others, purchase of real property or making a business investment) by “High net worth” foreigners, thus contributing to the economy of Curaçao.
Can I become a resident by applying for one of these permits (remote worker, hibernator or investor)?
For short stay periods (6 months) as a remote worker or as a hibernator: you will not become a resident of Curaçao.
For the investor permit, it depends on the investment made and based on that investment one becomes a resident and can stay 1, 3, or 5 years or indefinitely (for more information see www.athomeincuracao.com/investors/ under requirements).
When can I begin my application process for the @HOME in Curaçao program?
Applications are now open and can be accessed via the online portal www.athomeincuracao.com.
You can apply in Dutch, English or Spanish.
Note: Applications must be submitted when staying/living abroad. In case you are on Curaçao as a tourist and still within your allowed tourist stay (within 90 days of the allowed tourist stay), you can submit your application while being on the island.
What are the costs and how can I process payment? (see attachment D on the digital application form)
- For a remote worker or digital nomad the total costs per application are ANG 535, – or ± 294,- USD (fill the circle “Kort Verblijf”).
- For a hibernator/snowbird the total costs are: ANG 535, – (fill the circle “Kort Verblijf”).
- For an investor the total costs for a 1 year stay are ANG 635, -. (fill the circle “Eerste verzoek (doel rentenier/ investeerder/ eigen bedrijf/ gepensioneerd”).
Note: The investor permit is a separate policy and more information on the application and investment amount can be found on www.athomeincuracao.com/investors/ under requirements).
The payment of the amount due in fees and costs must be made to The Maduro & Curiel’s Bank N.V., Account number 31967908 of the Ministry of Finance. Regarding the Curaçao Admissions Office, stating your name and first name, fully in accordance with your passport. The payment order is available as attachment D on the digital application form. For international transfers, please use the following bank details: BIC/Swift: MCBKCWCU.
In case of an international payment, the admission office must receive the full amount due. Costs of the international transaction in connection with exchange differences and administration costs are at your own expense.
You must upload the proof of payment obtained from your transfer (online banking etc.) and fill in the required information in the open fields.
How long will it take for the application to be processed?
The application will take about 2 weeks to process.
Do I have to submit my application individually?
Yes, every applicant must submit their own application electronically. Families can apply under this program. There is no family bundle fee. Family members need to apply under the main applicant (main provider). Each family member 12 years and older have to sign their application as indicated on the form.
No broker or other representative can sign on your behalf.
How long can I stay in Curaçao as a remote worker, hibernator or investor?
The remote worker’s permit grants you 6 months of stay and you are eligible for an extension of another 6 months. Therefore, a remote worker could stay for a maximum of 1 year in Curaçao. Note that a remote worker will not become a resident after this year.
As a hibernator, you can also stay up to 6 months.
As a “High net worth investor” (depending on the amount invested) you can stay 1, 3, and 5 years or for an indefinite period. For more information on the investor permit please see our section on investors permits.
What is allowed during the stay period in Curaçao (what can I do in terms of activities, etc.)
As a foreigner, it is not allowed to participate on the local labor market. Remote workers/Digital Nomads are not permitted to work or be employed by a local company/employer. If a foreigner wants to settle here permanently (e.g., to work or work on the local market), he/she must submit a regular application for a temporary residence permit with an application for a work permit and fulfill all requirements.
As a remote worker or digital nomad one can continue doing the work for either or conduct business activities for:
- An employer registered in a foreign country;
- A company that is registered in a foreign country;
- Or as a freelance or consultant offering services mostly to clients, whose permanent establishments are in a foreign country, and with whom you have contracts/work assignments.
All this can be done once the temporary residence permit as a remote worker has been issued. The remote worker/digital nomad can do this from the comfort of a hotel room, apartment or lying on the beach.
As a hibernator, one can enjoy our lovely island for the length of their stay but is not eligible to work or employed by a local company/employer.
Can a remote worker, hibernator/snowbird or investor hire local people?
Yes, you can rent/buy a car or apartment/house locally, hire a local service provider and buy or hire any other product or service necessary for your period in Curaçao.
Can I make multiple applications for all the remote workers in my company?
Yes, you can apply for multiple workers in your company, but you will have to do this individually.
Will my family have to apply individually?
Families can apply under this program. There is no family bundle fee. Family members need to apply under the main applicant (main provider). Each family member 12 years and older has to sign their application as indicated on the form.
Are there any restrictions on eligibility based on my country of origin or the sector in which I work?
Passengers traveling from a high-risk country, region or place must undergo a PCR test within 72 hours prior to departure and fill in the Passenger Locator Card (PLC Card) at www.dicardcuraçao.com.
What are the travel requirements regarding COVID-19 for Curaçao?
Curaçao is internationally considered a low-risk country. Passengers traveling from a high-risk country, region or place must undergo a PCR test within 72 hours prior to departure and fill in the Passenger Locator Card (PLC Card) at www.dicardcuraçao.com.
Passengers traveling from a low-risk country, region or place are only required to fill in the Passenger Locator Card (PLC Card) at www.dicardcuraçao.com.
Do I have to show a return ticket to enter Curaçao upon arrival?
Do I have to show my passport upon arrival?
Yes, you will need to have a government issued passport. This passport cannot be expired.
Can I travel in and out of the island?
Yes, you can travel in and out of Curaçao any time during your stay within the length/period of approval of your application.
Can I bring my dependents in Curaçao?
Yes, you may bring them. You will have to include them in your application and pay the necessary fees.
Working in Curaçao
Does the @HOME in Curaçao program allow employment with a Curaçao employer?
No, the program only allows you to work remotely for companies and individuals not registered or established in Curaçao.
Will I be subject to paying Curaçao Income Tax?
You will not be required to pay Curaçao Income Tax.
What type of housing and accommodation is on offer in Curaçao?
Curaçao offers a wide range of accommodation from budget-friendly studios to beachfront luxury condominiums. For more information please visit: www.curacao.com/en/where-to-stay.
Connectivity and Internet
How reliable is internet?
Curaçao has high-speed fiber internet with sufficient download/upload speeds and 4G mobile services.
What is the cost for internet?
There are several telecommunications providers on the island with various packages on offer for personal internet. Please visit: https://discoverflow.co/curacao/
Is there free public Wi-Fi?
Free Wi-Fi is available throughout the island including restaurants, cafes, hotels, shops, malls, and a big part of Willemstad (Punda and Otrabanda).
Medical and Health
Will I be able to obtain medical insurance locally?
A valid international travel insurance is required (including COVID-19 coverage). A valid medical insurance is a prerequisite for approval of your application. However, if you have challenges securing insurance in your country of origin, Curaçao will be providing medical insurance options on island as required.
If you applied for a residence permit according to the “Investors Permit 2014” and the application is successful , then you must apply for a local health insurance.
How reliable is public transportation?
There is both public and private transport across the island, which run daily, although schedules vary depending on the location. Reliable car rentals are also available. There is an app being developed that provides schedules and routes which will be launched soon.
Is public transportation readily available?
Curaçao has reliable private taxi services available for your convenience at the airport and various locations throughout the island.
Religion and Languages
Is Curaçao open to different religions?
There are a variety of religious beliefs (Roman Catholic, Pentecostal, Protestant, Adventist, Jehovah’s Witnesses, Evangelical and others) and practices throughout the island. There are places of worship for many religions including Christian, Jews, Muslim, Hindu, Rastafarian, Buddhist, Baha’i’, and Scientologists. Curaçao is accepting of all religious beliefs.
What are of the languages spoken in Curaçao?
Curaçao is a polyglot society. The official languages are Dutch, Papiamentu and English. Spanish is also very common on the island. Please note that Dutch is the sole language for all administration and legal matters.
Note for Dutch and American citizens
As a Dutch or American national, you can stay in Curaçao as a tourist for up to 6 months. If you are looking to stay longer than 6 months or if you are looking for employment (e.g. for a local employer) or start or want to start your own business on Curaçao, you have to apply for “Van Rechtswege Verklaring” (Declaration of Law).
The benefit of a “Van Rechtswege Verklaring” (Declaration of Law) is that it allows you to stay for a longer period (usually unlimited with some exemptions) than a (temporary) residence permit.
A permit as a digital nomad/remote worker allows you to stay and work in Curaçao for up to 6 months (with the possibility of an extension of another 6 months). In principle, as a Dutch or American national you are allowed to travel to Curaçao as a tourist, stay for 6 months and continue to work ‘remotely’.
Special note for Dutch citizens:
Please check the following link for information on staying longer than 8 months outside of the Netherlands.